The Discover Motiva is designed to reward people that use their credit responsibly and pay their bills on time. The rewards are earned every time the cardholder makes a purchase and comes in the form of cash rebates and discounts. Through Discover’s exclusive online shopping site, cardholders earn 5% – 20% cash back from select retailers, with a 1% cashback bonus on all other purchases.
For those that prefer to carry a balance the Discover Motiva offers a truly unique bonus. Cardholders earn a “pay on time” bonus for making 6 consecutive billing cycle payments on time. The bonus comes in the form of payment for the next month’s interest. The cardholder is eligible to take advantage of this rewards feature twice a year. There are no other banks or credit card issuers offering such an innovative rewards program.
The Discover Motiva Card has no annual fee and offers a low interest rate on balance transfers and purchases for an introductory period. Just as it is with a Discover gas card, all Discover Cards come with fraud and security protection, flight and auto rental insurance, zero liability on unauthorized purchases and of course, full online account access. Take advantage of these great features and apply now.