Dental finance has become increasingly popular over the last five years and many dental practices now offer payment plans and finance options to make treatment more affordable for patients.
Which practices offer finance plans?
Many practices offer dental finance plans, but not all do; NHS dental surgeries do not offer finance and some private dental clinics may not offer finance options; the best thing to do is to contact the practice directly and ask about the services they provide; most dental clinics also have websites and you can usually find details of finance options for clients online.
Usually, finance plans are available for cosmetic and orthodontic dental treatments because they tend to be expensive and therefore patients are more likely to want to spread the cost, rather than paying the entire fee up-front.
What does a finance plan involve?
Dental finance plans are designed to make dental treatment more affordable; the exact arrangement depends on the individual agreement, but most involve paying a monthly fee towards the total cost of treatment over a set period of time. Many dental clinics offer zero per cent interest for a period of time, but this varies and you will need to check the details of your agreement to determine how much you need to pay over what period of time.
What are the benefits of a dental finance plan for cosmetic dental treatment?
The major benefit of a dental finance plan is that it makes cosmetic dental treatment more accessible. Especially in cases like a dental implant procedure, with the help of a finance plan, treatment is affordable for a wider range of people and clients are able to spread the cost over a period of time. This is as opposed to paying out a large sum of money in one go which for many people would be impossible, which means that they would not be able to have treatment at all.
How much will I pay?
The amount you pay depends on the cost of the treatment you have and the term of the arrangement (the period over which you make the payments). Your monthly payment and the total cost of your treatment will be shown in your finance agreement.